Which Credit Card Debt Should You Pay Off First?

If you have a number of credit cards with balances on them, you might feel overwhelmed by having a large number of monthly payments or a total balance that is higher than you are comfortable with. If you have finally decided that it is time to take action and pay off some of this debt,[…]

The Sam’s Club MasterCard vs. Other Cash Back Cards

Everyone loves a cash back card, which is why so many banks and stores offer them to customers. It used to be just the big banks that gave cash back rewards based on spending. Now it is common for stores to get in on this market and get more customer loyalty in the quest for[…]

Will Canceling My Credit Card Hurt My Credit Score?

We’ve all heard the importance of paying close attention to our credit scores. Many of the credit card companies are beginning to catch on to the importance of having consumers keep it in control, and helping them track it—whether on a monthly statement, like Discover, or through the online account, like Chase and US Bank.[…]

How to Close Credit Cards Without Hurting Your Credit Score

For some, just getting a credit card in the first place is a huge accomplishment. For others, they seem to accumulate tons of cards, many of which they don’t need or don’t even use. How do you decide which ones to cancel? And how can you do it without affecting your credit score in a[…]

These Cash Back Cards are Better Than Store Credit Cards

Most of the time, we would try to steer you away from store credit cards, because while they may get you some discounts on your purchases, they often come with very high APRs and their introductory perks can end quickly, leaving you with nothing but a piece of plastic that you can use in only[…]

Target Redcard Review

The Target REDcard is a special kind of store credit card, one that actually functions more like a debit card than a credit card. When you use it to pay for a purchase, it will take the funds out of the checking account that is associated with the account. This means you will never carry[…]