Utilizing Medical Premiums to Augment Retirement Saving

The Power of the Health Savings Account Traditionally, medical insurance is purchased via our employers and premiums are deducted from our paychecks in exchange for medical coverage. Health Savings Accounts (FSAs) are challenging this traditional paradigm by allowing the employee to channel the vast majority of these premiums into an FSA bank account. In exchange[…]

9 Important personal finance rules that Americans rarely follow

Here are the 9 most important personal finance rules that a large majority of Americans don’t care about and rarely follow: Paying oneself first Giving your wants a higher priority than your savings/investments may although give you immediate satisfaction, but leave you penniless at the end of every month. This is the reason why majority[…]

Top 6 money management methods that always deliver

Tired of the constant unsolicited financial advice given by the so-called money experts in your environment? These people could be anyone including your relatives, friends or even acquaintances that you often run into during your morning walks! While one may urge you to invest into blue-chip stocks, others may consider them an absolute waste. Your[…]