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Is a Traditional 401(k) or Roth 401(k) Better?

Since 1978, many large employers offer a 401(k) retirement program allowing their employees to save for retirement with pre-tax income contributions. In 2006, Congress passed legislation that allowed employees to make post-tax contributions with a Roth 401(k) account. While Roth 401(k)s are still relatively new, employers are increasingly offering both retirement savings accounts. Because of[…]

Retirement Steps You Should Take by Your 40s

Retirement shouldn’t be an un-reachable dream for Americans. But it’s true that the sooner you start, the better. By the time you’re in your 40s, there are some steps you should make toward your retirement. But don’t fret – you can begin your retirement planning today, and you do not have to start earning a[…]