5 Steps For After You Use a Balance Transfer Card

You’ve been approved for a 0% balance transfer card and have just completed the transfer! Congratulations! You’ve taken a very important first step to rid yourself of credit card debt. However, it’s no time to rest. Although you may save hundreds or even thousands of dollars in interest, the work is not yet over. If[…]

The impact of balance transfer on your credit score

It isn’t uncommon for credit card customers burdened by high-interest card debt to opt for balance transfer facility to benefit from the introductory 0% APR offers. Nothing denying the fact that such refinancing can be a very cost-effective move, but it also leads to a hard inquiry into your credit, which is most likely to[…]

Best Balance Transfer Credit Cards

What are balance transfer credit cards and how they save you money? Simply put, a balance transfer card is a credit card that allows you to transfer an existing balance from a high-APR credit card onto itself, and in most cases offers an introductory 0% APR for a limited period of time, thus giving you[…]

How do balance transfer cards work?

Let’s cut to the chase and get behind the workings of balance transfer cards right away! Once we’re done doing that, we’ll go over few more aspects of balance transfers which are integral to the process. The term ‘balance transfer’, unlike other complicated financial terms, is fairly easy to understand. A balance transfer is simply[…]

The Best No-Interest Balance Transfer Credit Cards

Looking for the best 0 APR Balance Transfer credit card?  We can help! Sometimes, we accrue a balance on a credit card.  It’s rough, if it gets too big.  And, on top of it all, you may start paying interest on the interest that you have on the credit card.  It can be a very[…]

The Best 0% APR Credit Cards in 2014

Looking for the best 0% intro APR credit card out there?  We’ve got you covered.  Sometimes, you get a little ahead of yourself with the credit card spending.  A lot of times, it may make sense to seek out a card offering 0% APR on balance transfers, to save you the interest you may be[…]

How to Help Pay Down Debt with a Balance Transfer

Did you know you can help consolidate and eliminate debt with a credit card balance transfer? There may come a time when you realize that your credit card debt is way higher than you are comfortable with. This means it is time to focus, find some discipline and pay off those balances, before things become[…]

Do You Need a 0% Intro APR Credit Card?

How many tempting offers for 0% APR credit cards have you received in the last few weeks? Between online offers and the direct mailing stuffed into our mailboxes, it seems as if the options are endless. But, do you really need a 0% APR credit card? Can you save money by using one? The answers[…]

Citi Diamond Preferred: Seemingly Endless Perks

Looking for a 0% credit card to use for balance transfers? The Citi Diamond Preferred has some of the best advantages and benefits around. If you have high interest credit cards and want to cut the amount of interest you are paying by transferring your balances and getting out of debt more quickly, here are[…]

Capital One Platinum Prestige: When Only the Best Will Do

Do you have excellent credit? Then you probably want (and probably deserve) a credit card that offers the best interest rates and most desirable features that you can get. The Capital One Platinum Prestige might be just the card you are looking for. With low rates and excellent benefits available, this card offers those with[…]