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Is a Traditional 401(k) or Roth 401(k) Better?

Since 1978, many large employers offer a 401(k) retirement program allowing their employees to save for retirement with pre-tax income contributions. In 2006, Congress passed legislation that allowed employees to make post-tax contributions with a Roth 401(k) account. While Roth 401(k)s are still relatively new, employers are increasingly offering both retirement savings accounts. Because of[…]

How Much Should You Save For Retirement?

For many, retirement seems like a faint light at the end of the tunnel. For recent college graduates in their early 20’s, it might seem like that light will never get any brighter. Fast forward several decades and that light is nearly blinding. The underlying question is if those reaching the end of the tunnel[…]

7 Ways To Save For Your Golden Years

It’s a fact that some people choose to ignore retirement due to the connotations that come with it: old age, sickness, disabilities, inability to earn a living. But let’s face it – everybody grows old and eventually, retires. How would you like to see yourself by then? Do you want to maintain the quality of[…]