The possible effects of cancelling your rewards credit cards

We all know that canceling our credit cards unnecessarily can have a negative impact on our credit scores. And maintenance of a healthy credit score is essential for availing home and auto loans at the best possible interest rates, apart from allowing us to make the most of the top rewards cards offers.    […]

How Do Balance Transfer Credit Cards Work?

You come home from work and walk out to the mailbox to see what the mailman brought you today. You walk back to the house paging through ads, bills, and colorful envelopes offering you credit card rates that sound too good to be true. You might read it and see a promise of financial freedom[…]

Credit Cards

This is an example page. It’s different from a blog post because it will stay in one place and will show up in your site navigation (in most themes). Most people start with an About page that introduces them to potential site visitors. It might say something like this: Hi there! I’m a bike messenger[…]

How to Close Credit Cards Without Hurting Your Credit Score

For some, just getting a credit card in the first place is a huge accomplishment. For others, they seem to accumulate tons of cards, many of which they don’t need or don’t even use. How do you decide which ones to cancel? And how can you do it without affecting your credit score in a[…]

Top 10 Points Credit Cards for Everyday Spending Bonuses

When it comes to everyday spending bonuses, you have plenty of cards to choose from. We’ve selected the top ten credit cards for everyday spending, meaning you can get more than a 1% rewards rate on more than one “everyday spending” category, such as gas or groceries. In this post, we’re focusing on credit cards[…]

These Cash Back Cards are Better Than Store Credit Cards

Most of the time, we would try to steer you away from store credit cards, because while they may get you some discounts on your purchases, they often come with very high APRs and their introductory perks can end quickly, leaving you with nothing but a piece of plastic that you can use in only[…]

The Best Credit Cards From USAA

USAA offers credit cards specifically to members of the armed forces and military, including all branches from Navy to American Legion members. Since 1922, USAA has shown their appreciation for those who serve our country by offering helpful financial products that range from auto and life insurance, to loans and credit cards. USAA has developed[…]