Why Having a Rewards Card Makes You More Likely to Spend

There have been many studies and clinical trials that set out to prove or disprove that having a credit card increases the occurrence of spending money. Over the many years that this particular question has been combed over, the same answer is extracted almost every time: yes, people do spend more money when they have[…]

How to Pay your Rent with a Credit Card

Every month we have an inevitable and inescapable payment that we have to make, and other than having it serve one general purpose, there really is no other way to capitalize on it. That inescapable and seemingly unnegotiable payment that we make every month on the dot is: rent. Your rent, unless you worked some[…]

Review of the Best Online Budget Software

Very few actually enjoy the task of budgeting. Understanding and maintaining a cash flow system for income, bills and savings each month takes equal parts effort and time – and when the numbers fail to create a surplus, the big bad “b” word turns into a despised chore. Fortunately, the fusion of technology and innovation[…]

How Expensive is it to Go to College?

Is going to college expensive? The short and obvious answer: HELL YES it is expensive! Very much so. Although there are various routes that any potential college goer can take to undercut the large bill that comes at the cost of admission (like a scholarship), the bottom line of a college education bill will always be staggeringly high.[…]

Home Renovation

The Best Loan for Home Renovations

Your house is likely the biggest investment you’ll ever make. You love your home; it’s comfortable and functional. But you can’t help but imagine how that front step would look way better with a nice double-layered deck stretching down to the lawn. And the kitchen seventies’ motif is funky, but you’re ready for a modern[…]

Is it Hard to Earn a Million Dollars?

Pretty much anybody who has ever earned a paycheck has wondered what it would be like to eventually earn a million dollars. Accumulating wealth, regardless of the amount, is a difficult task to do in the face of rising expenses and an ever growing inflation of the cost of living. Although this dream of eventually[…]

Is Making More Money or Limiting Spending Better for Getting Out of Debt?

When we fall behind on our bills, our initial hope and wish is that we made more money. If only we had higher incomes, we wouldn’t have money problems, right? If that were the case, then Kanye West wouldn’t be $53 million in debt. Kanye and others with extremely high incomes going broke and crashing[…]

How to Create a Budget in No Time!

One of the most important things you need to do when it comes to your financial health is to create a good budget. Having a budget, and sticking to it, can lead to greater financial stability, regardless of your socioeconomic status. Having a budget means setting limits, being disciplined and being responsible. When you have[…]