5 small changes to help you reduce your monthly spend

Many people think that the only way of drastically changing their financial lives is by making some big life changes. Although ditching that car and moving into a small home can definitely deliver great results, there are several more small steps you can take to make a positive impact on your monthly/yearly budget. Let’s take[…]

Why Having a Rewards Card Makes You More Likely to Spend

There have been many studies and clinical trials that set out to prove or disprove that having a credit card increases the occurrence of spending money. Over the many years that this particular question has been combed over, the same answer is extracted almost every time: yes, people do spend more money when they have[…]

How to Pay your Rent with a Credit Card

Every month we have an inevitable and inescapable payment that we have to make, and other than having it serve one general purpose, there really is no other way to capitalize on it. That inescapable and seemingly unnegotiable payment that we make every month on the dot is: rent. Your rent, unless you worked some[…]

Joint checking accounts – When they do and don’t make sense

Marriage is a big step in anyone’s life and often couples take some time in working out the initial kinks. Management of household finances is one such important aspect that needs consideration after tying the knot. If you’ve been always used to keeping separate accounts for your income and expenses, it may get slightly difficult[…]

Worried about emergency home repairs? – 7 ways to pay for them with ease

A recently carried out survey by HomeServe USA revealed that as many as 25% of all homeowners never save money for major home repairs. What more, almost half of all homeowners, 48% to be precise, have had to cough up money for some or other emergency home repair during the last 12 months! Buying a[…]

This is why it’s OKAY to have a job that has nothing to do with your degree

College is a time that is deliriously difficult. This goes without saying for a long list of reasons that span from “I’m totally broke all of the time!” to “I am buried in essays and reports and projects and have no time to actually be a person!” Before any of those problems come to pass[…]

Career Commentary: Chasing the Dollar versus Pursuing the Dream Job

There really is not a “wrong” way to live your professional life. Even people who set off to pursue a career as a clown can’t really be seen as “wrong” because all career paths come down to a single bottleneck of two directions: Do you pursue the dollar? Or do you pursue your dream career?[…]

Top 8 financial steps you must take before sending your kids to college

Let’s get straight to the steps! Create a solid financial footing for yourself No matter how much your kids may mean to you, you must not support them at the cost of your own financial well-being. Hence, it’s important to create a solid financial footing for yourself first before thinking of spending any money on[…]