Best Online Bookkeeping Software for Small Businesses

If you tried hiring a bookkeeper before, then you know it can be expensive. You probably even considered DIYing it, but you know you can’t handle another task. You started your business so that you can do what you love, not all those administrative tasks. That’s why you need a bookkeeping software. Bookkeeping software automatically[…]

best balance transfer credit cards

Best Balance Transfer Credit Cards To Apply For in 2018

What is a Balance Transfer Credit Card? A balance transfer credit card is a great option for those of us looking to consolidate debt in 2018 and move closer to financial freedom. Balance transfer credit cards simply allow you to transfer your debt from a high-interest credit card to one with a lower interest rate,[…]

Does It Ever Make Sense To Lease A Car?

Most people view leasing with the same attitude as renting a house or apartment. Each monthly payment makes the wallet of the owner a little thicker while the renter has nothing to show for it. At the end of the lease agreement, the lessee (tenant) owns as much of the property as they did before[…]

Top High Yield Online Savings Accounts For 2018

With the internet, we enjoy a considerable amount of freedom. Thanks to the convenience of online commerce, we shop, send money, sell, and bank all with the touch of a button. We can participate fully in e-commerce no matter where in the world we are, particularly in the area of the high yield online savings[…]

How To Prevent Your Card Being Canceled By Credit Grantor

Not everyone uses their credit card on a regular basis. But imagine the shock if you need to use your credit card and find that it has been canceled by a credit grantor. You hear horror stories of people vacationing overseas and discovering this problem, then spending hours trying to fix it. Unfortunately, the credit[…]

You May Be Eligible For A Credit Card Retention Bonus

Earning miles and points from your credit card is fun—especially when the annual fee is waived for the first year. Once that anniversary comes around, however, you may be required to pay an annual fee—which might not be what you planned. Since you have earned tons of points, you don’t want to simply cancel the[…]

Why Your Credit Score Might Dip When You Pay off Your Debt

When you start reading the advice of financial advisors, you will discover that most of those experts agree that the first step toward getting out of debt is paying off your credit cards. This will make your budget more flexible when you do not have to make credit card payments each month. But what they[…]

Utilizing Medical Premiums to Augment Retirement Saving

The Power of the Health Savings Account Traditionally, medical insurance is purchased via our employers and premiums are deducted from our paychecks in exchange for medical coverage. Health Savings Accounts (FSAs) are challenging this traditional paradigm by allowing the employee to channel the vast majority of these premiums into an FSA bank account. In exchange[…]

Tips to Raise Your FICO Credit Score

Your FICO credit score is one of the major factors a lender will consider when determining whether or not to approve you for credit. There are many things that go into your FICO score, which means that there are things that you can do to improve it. Careful attention to your FICO score can help[…]