You May Be Eligible For A Credit Card Retention Bonus

Earning miles and points from your credit card is fun—especially when the annual fee is waived for the first year. Once that anniversary comes around, however, you may be required to pay an annual fee—which might not be what you planned. Since you have earned tons of points, you don’t want to simply cancel the[…]

Why Your Credit Score Might Dip When You Pay off Your Debt

When you start reading the advice of financial advisors, you will discover that most of those experts agree that the first step toward getting out of debt is paying off your credit cards. This will make your budget more flexible when you do not have to make credit card payments each month. But what they[…]

Utilizing Medical Premiums to Augment Retirement Saving

The Power of the Health Savings Account Traditionally, medical insurance is purchased via our employers and premiums are deducted from our paychecks in exchange for medical coverage. Health Savings Accounts (FSAs) are challenging this traditional paradigm by allowing the employee to channel the vast majority of these premiums into an FSA bank account. In exchange[…]

Tips to Raise Your FICO Credit Score

Your FICO credit score is one of the major factors a lender will consider when determining whether or not to approve you for credit. There are many things that go into your FICO score, which means that there are things that you can do to improve it. Careful attention to your FICO score can help[…]

What Effect Do Student Loans Have on Your Credit Score?

It’s no surprise that the average college student graduates with well over $30,000 in student loan debt. However, too many people fail to realize that not paying their student loans, or not paying them in a timely manner, can seriously hurt their credit. A student loan is just like any other loan. It must be[…]

Should I Consolidate Or Refinance My Student Loan?

In 2016, the total student debt burden equaled more than $1.3 trillion, with the average college graduate leaving school with an oppressive $37,172 in student loans. These statistics have been on the rise for some time, and have no end in sight. The combination of rising tuition costs and the implications of borrowing for one’s[…]

How Much Do Weddings Actually Cost?

For some, dreamy ideals of the perfect wedding swirl around in the mind years before the right person comes along. Weddings are often referred to as the best day of a couple’s life together, and a well-planned event is remembered by guests for years to come. However, the dollars and cents that go into planning[…]

Are Millennials Setting Themselves Up for Retirement?

If you were to compare the two most recent generations against each other, you would find that the number of obvious differences is endless. Everything from core values and religion, to how we deal with matters of equality differ between Generations X and Y. Generation X, or the approximate generation of our parents, was a[…]

Does car loan refinancing really make sense?

If you purchased your car a few years ago when your credit score wasn’t all that impressive, chances are high that you might have gotten a raw deal in terms of the interest rate offered on the car loan. You can get a much better deal today if your credit score has improved considerably since[…]