roth 401(k)

Is a Traditional 401(k) or Roth 401(k) Better?

Since 1978, many large employers offer a 401(k) retirement program allowing their employees to save for retirement with pre-tax income contributions. In 2006, Congress passed legislation that allowed employees to make post-tax contributions with a Roth 401(k) account. While Roth 401(k)s are still relatively new, employers are increasingly offering both retirement savings accounts. Because of[…]

How Much Should You Save For Retirement?

For many, retirement seems like a faint light at the end of the tunnel. For recent college graduates in their early 20’s, it might seem like that light will never get any brighter. Fast forward several decades and that light is nearly blinding. The underlying question is if those reaching the end of the tunnel[…]

The Best Home Coffee Roaster

Have you found yourself looking for a home coffee roaster? Maybe it began with an overwhelming desire to recreate that perfect coffee house aroma. Or, maybe you’ve become frustrated with the cost of really good coffee. No matter the reason, I’m happy to welcome you to the wonderful world of coffee snobbery. After having spent over[…]

6 Investment Mistakes Everyone Makes

Whether it’s for building a retirement corpus or for putting excess cash flow to work, you must guard against some major investment mistakes that a good number of rookies, as well as experienced investors, make. In fact, good investment decisions are rarely about excellent investments and mostly about avoiding these pitfalls. Here are 6 of[…]

Are Millennials Setting Themselves Up for Retirement?

If you were to compare the two most recent generations against each other, you would find that the number of obvious differences is endless. Everything from core values and religion, to how we deal with matters of equality differ between Generations X and Y. Generation X, or the approximate generation of our parents, was a[…]

Career Commentary: Chasing the Dollar versus Pursuing the Dream Job

There really is not a “wrong” way to live your professional life. Even people who set off to pursue a career as a clown can’t really be seen as “wrong” because all career paths come down to a single bottleneck of two directions: Do you pursue the dollar? Or do you pursue your dream career?[…]

Is it possible to Work and Raise Kids at the Same Time?

It’s no secret that having children changes everything. The way you sleep, the way you eat, even your general health is affected when you have kids. One of the things that usually changes is you and your partner’s attitudes and thoughts about work. Now that there is another mouth to feed and clothe and eventually[…]

Should I Buy My House or Continue Renting?

For anyone who has moved out of their parents basement’s already, paying for room-and-board for yourself is an unignorable part of being an adult. A few lucky individuals get to stay under the cash saving umbrella of their parents for longer, but the rest of us are out in the real world to fend for[…]