Why Having a Rewards Card Makes You More Likely to Spend

There have been many studies and clinical trials that set out to prove or disprove that having a credit card increases the occurrence of spending money. Over the many years that this particular question has been combed over, the same answer is extracted almost every time: yes, people do spend more money when they have[…]

How to Pay your Rent with a Credit Card

Every month we have an inevitable and inescapable payment that we have to make, and other than having it serve one general purpose, there really is no other way to capitalize on it. That inescapable and seemingly unnegotiable payment that we make every month on the dot is: rent. Your rent, unless you worked some[…]

Using your credit card to pay your bills? When it’s a good idea and when not

Apart from being an effective means for availing short-term loans whenever you’re in a financially tight situation, credit cards can also provide a great deal of convenience. By using your credit card for majority of your day-to-day purchases, you can avoid the need of carrying large amounts of cash and/or writing checks. What more, you[…]

Review of Wells Fargo Propel Card

Consumers looking for a rewards credit card that rewards loyalty without an annual fee might enjoy the Wells Fargo Propel American Express Card.  Existing Wells Fargo customers can also earn additional loyalty rewards by using the Propel credit card.  Travelers who like to redeem reward points for travel will also enjoy the opportunity respectable redemption[…]

All that you wanted to know about credit utilization

Credit utilization is a frequently used term in any conversation related to credit scores and/or credit reports. In fact, if you’re someone who keenly follows the concept of credit, you must have definitely heard about credit utilization before and would at least have a vague idea about it. What’s meant by credit utilization? Technically speaking,[…]

Lies you tell yourself to pile up credit card debt

Although credit cards may seem like a necessity to many, they actually aren’t! If you’re someone who just can’t do without them, here are the probable lies you may be telling yourself for piling up credit card debt over a period of time: It’s a great deal! Bargains are excellent, but you must never use[…]

FAQs related to Costco Anywhere Visa Card

It’s no breaking news that American Express and Costco have ended their 16-year long partnership. In fact, the split was announced last year and the final switchover happened this June 20th, when the popular warehouse club stopped accepting the old TrueEarnings American Express cards. Majority of old Costco American Express card holders have already been[…]

How do I redeem my Chase Freedom Points?

The Chase Freedom credit card is one of the most popular cash-back cards on the market. The Chase Freedom card is attractive because it does not impose a fee on card members, and current promotional interest rates offer 0% on both purchases and balance transfers for qualified applicants. Card members are also drawn to the[…]

Comparing the Capital One Quicksilver and Chase Freedom Rewards Cards

Credit cards that offer rewards programs for card members are a smart way to earn extra cash toward purchases for savvy users. In recent years, the number of credit card rewards programs made available to qualified applicants has grown substantially, making it difficult to weed through the good, the bad and the ugly. For example[…]