Planning to Apply for a 0% APR balance transfer card? – Don’t do it before you read these facts

Although it’s an excellent idea to use a 0% APR balance transfer credit card as a part of your debt repayment strategy, you must definitely pay heed to the fine print of the card before putting pen to paper. You may often hear people talking about 0% APR cards like some mythical creatures, capable of[…]

The impact of balance transfer on your credit score

It isn’t uncommon for credit card customers burdened by high-interest card debt to opt for balance transfer facility to benefit from the introductory 0% APR offers. Nothing denying the fact that such refinancing can be a very cost-effective move, but it also leads to a hard inquiry into your credit, which is most likely to[…]

Best Balance Transfer Credit Cards

What are balance transfer credit cards and how they save you money? Simply put, a balance transfer card is a credit card that allows you to transfer an existing balance from a high-APR credit card onto itself, and in most cases offers an introductory 0% APR for a limited period of time, thus giving you[…]

Review of Wells Fargo Propel Card

Consumers looking for a rewards credit card that rewards loyalty without an annual fee might enjoy the Wells Fargo Propel American Express Card.  Existing Wells Fargo customers can also earn additional loyalty rewards by using the Propel credit card.  Travelers who like to redeem reward points for travel will also enjoy the opportunity respectable redemption[…]

Comparing the Chase Slate & Chase Freedom Balance Transfer Cards

Comparing credit card offers is a pretty challenging task. More challenging when you start narrowing down your choices, and are left with the likes of Chase Slate and Chase Freedom, both of which come from the same issuer! However, the single biggest differentiating factor between these two is that while one is targeted specifically towards[…]

The Slate vs the Freedom Rewards Card

Finding the right credit card can be a daunting task, especially with the myriad of choices available from a slew of various issuers. Differences in rewards programs, promotional offers and card member fees play a major role in which card is best suited for specific borrowing needs. Some popular credit card issuers like Chase Bank[…]

Comparing the Capital One Quicksilver and Chase Freedom Rewards Cards

Credit cards that offer rewards programs for card members are a smart way to earn extra cash toward purchases for savvy users. In recent years, the number of credit card rewards programs made available to qualified applicants has grown substantially, making it difficult to weed through the good, the bad and the ugly. For example[…]

Current 0% balance transfer card offers

You’re no stranger to debt if you constantly carry some balance on your credit card; a balance that relentlessly follows and haunts you month after month! Debt, especially credit card debt on a high interest card can be crippling. And one of the best ways of erasing it is by transferring it to another card[…]

Citi Double Cash Rewards Card Review

For savvy spenders, finding the right rewards credit card can be a big task. There is a seemingly endless number of credit cards available to credit worthy borrowers these days, each with different perks, rewards programs and of course, costs. One of the most notable rewards cards to enter the market in the last two[…]

How do balance transfer cards work?

Let’s cut to the chase and get behind the workings of balance transfer cards right away! Once we’re done doing that, we’ll go over few more aspects of balance transfers which are integral to the process. The term ‘balance transfer’, unlike other complicated financial terms, is fairly easy to understand. A balance transfer is simply[…]