roth 401(k) cashback shopping portals

Is a Traditional 401(k) or Roth 401(k) Better?

Since 1978, many large employers offer a 401(k) retirement program allowing their employees to save for retirement with pre-tax income contributions. In 2006, Congress passed legislation that allowed employees to make post-tax contributions with a Roth 401(k) account. While Roth 401(k)s are still relatively new, employers are increasingly offering both retirement savings accounts. Because of[…]

The Best Elliptical Machine for Your Home Workouts

Does your New Year’s Resolution involve getting fit and healthy? As a self-proclaimed fitness guru, I’ve pedaled, rowed, lifted, and cycled my way to a healthier lifestyle for years. If you’re ready to do the same, check out this guide on the best elliptical options on the market (including my favorite butt-kicking Nautilus elliptical trainer).[…]

How to improve your credit score through credit cards

Trying to clean up your credit score just before applying for a loan is a lot like working out to get 6-pack abs just a few days/weeks ahead of your beach vacation! Such shortsighted efforts won’t be good enough to undo months of reckless mistakes. However, people who know how to discipline themselves and who[…]

The Best Secured Credit Cards

The Best Secured Credit Cards Credit cards provide a method of funding for some of life’s unexpected or major expenses, but these revolving credit accounts are not readily available to certain individuals. If you are just starting out in your financial life and have not yet established a credit history or profile, securing a new[…]

Does It Ever Make Sense To Lease A Car?

Most people view leasing with the same attitude as renting a house or apartment. Each monthly payment makes the wallet of the owner a little thicker while the renter has nothing to show for it. At the end of the lease agreement, the lessee (tenant) owns as much of the property as they did before[…]

Which Debts Should I Pay Off on my Credit Cards First?

Which Debts Should I Pay Off on my Credit Cards First? Chances are that you have credit card debt. We all do or at least have had it at some point, and the question we had or have to face is “how on earth are we going to tackle this pile of payments?!” Hopefully you[…]

What Is The Best College Savings Option For My Child?

With the average 2017 college graduate having $39,000+ in student loans and the cost of college steadily increasing, parents cannot begin saving too soon for the college education of their children. As tuition costs continue to increase faster than inflation, simply saving for college with traditional savings accounts isn’t the best college savings option for[…]