Best Balance Transfer Credit Cards

What are balance transfer credit cards and how they save you money? Simply put, a balance transfer card is a credit card that allows you to transfer an existing balance from a high-APR credit card onto itself, and in most cases offers an introductory 0% APR for a limited period of time, thus giving you[…]

How to improve your credit score through credit cards

Trying to clean up your credit score just before applying for a loan is a lot like working out to get 6-pack abs just a few days/weeks ahead of your beach vacation! Such shortsighted efforts won’t be good enough to undo months of reckless mistakes. However, people who know how to discipline themselves and who[…]

6 Investment Mistakes Everyone Makes

Whether it’s for building a retirement corpus or for putting excess cash flow to work, you must guard against some major investment mistakes that a good number of rookies, as well as experienced investors, make. In fact, good investment decisions are rarely about excellent investments and mostly about avoiding these pitfalls. Here are 6 of[…]

Does car loan refinancing really make sense?

If you purchased your car a few years ago when your credit score wasn’t all that impressive, chances are high that you might have gotten a raw deal in terms of the interest rate offered on the car loan. You can get a much better deal today if your credit score has improved considerably since[…]

5 Steps For After You Use a Balance Transfer Card

You’ve been approved for a 0% balance transfer card and have just completed the transfer! Congratulations! You’ve taken a very important first step to rid yourself of credit card debt. However, it’s no time to rest. Although you may save hundreds or even thousands of dollars in interest, the work is not yet over. If[…]

Top 8 ways of scoring cheap hotel deals

In case you haven’t ventured out for a holiday yet and are planning to do it anytime soon, here are the top 8 tips to help you score some really handsome hotel deals! Book directly Large hotel chains like IHG (Intercontinental Hotels Group) that also include other popular brands like Crowne Plaza, Holiday Inn and[…]

5 big changes that can significantly reduce your monthly outgo

Although big changes are the most difficult ones to make, they hold the potential of completely changing your financial life for better. Here are the 5 big changes that can possibly save you hundreds, and perhaps even thousands of dollars every year: Getting rid of your car Many people residing in cities consider switching from[…]

5 small changes to help you reduce your monthly spend

Many people think that the only way of drastically changing their financial lives is by making some big life changes. Although ditching that car and moving into a small home can definitely deliver great results, there are several more small steps you can take to make a positive impact on your monthly/yearly budget. Let’s take[…]

Top 6 hidden costs that can trip up your travel budget

A weaker euro and pound has made international travel even more attractive for the average US tourist, especially in a year when the dollar was already going great guns and has been the strongest in the past one decade. Nevertheless, any sort of travel these days involves so many hidden expenses such as tourist taxes,[…]