college savings option

Should I Refinance My Private Student Loans?

There’s no denying that college is expensive. A recent report shows that the average 2018 college graduate has nearly $40,000 in student loans. Depending on the salary of their first “real” job, a graduate might be struggling to make the monthly payments once their student loans enter repayment status. This is where refinancing comes into[…]

should i buy a new or used vehicle?

How To Shop For the Best Deals On Car Insurance

Having car insurance is a good idea. Besides satisfying a legal requirement in many states to register a vehicle, car insurance also protects you from accident-related expenses. Car insurance can help you save thousands of dollars if you ever need to use it. But that doesn’t mean you need to spend all the money in[…]

What Is The Difference Between Federal and Private Student Loans?

Every fall and spring, a college student needs to apply for loans to cover the remaining cost of college that financial aid and scholarships will not cover. There are a couple different loan options to choose from, but the primary decision will be choosing between federal and private student loans. Each type of loan will[…]

online shopping

Get Freelance Work Online Using These Platforms

You’ve probably heard the term “Uber economy” or “gig economy.” Employers are increasingly outsourcing work to independent contractors that their own employees used to perform. Companies are able to cut costs by hiring “on-demand” without having to pay a full-time salary, benefits, or vacation to these contractors. See this post to check out 30 free[…]

Does Applying For A Credit Card Hurt Your Credit?

It can be tempting to apply for multiple credit cards in a short timeframe. You can use them to rack up the welcome offers for a lavish vacation. Or they can be used to receive some nice statement credits when making large purchases. While the short-term rewards can be the deciding factor when comparing two[…]

Will Millennials Receive Social Security?

Americans have been receiving Social Security benefits for over 80 years. But the majority of Millennials (those born between 1982 and 2000) are uncertain if they will receive benefits when they retire. Why? The Social Security Administration currently projects the program to be insolvent by the year 2034. That’s only a few years before the[…]