Are Balance Transfer Cards Better Than Rewards Credit Cards?

When people think about applying for a new credit card, they often look at the welcome offers and the types of rewards that can be earned with everyday purchases. Sometimes you might need another perk, besides rewards, to make you click the “Apply Now” button. This might apply to you if you are carrying a balance[…]

roth 401(k) cashback shopping portals

Is a Traditional 401(k) or Roth 401(k) Better?

Since 1978, many large employers offer a 401(k) retirement program allowing their employees to save for retirement with pre-tax income contributions. In 2006, Congress passed legislation that allowed employees to make post-tax contributions with a Roth 401(k) account. While Roth 401(k)s are still relatively new, employers are increasingly offering both retirement savings accounts. Because of[…]

Does It Ever Make Sense To Lease A Car?

Most people view leasing with the same attitude as renting a house or apartment. Each monthly payment makes the wallet of the owner a little thicker while the renter has nothing to show for it. At the end of the lease agreement, the lessee (tenant) owns as much of the property as they did before[…]

What Is The Best College Savings Option For My Child?

With the average 2017 college graduate having $39,000+ in student loans and the cost of college steadily increasing, parents cannot begin saving too soon for the college education of their children. As tuition costs continue to increase faster than inflation, simply saving for college with traditional savings accounts isn’t the best college savings option for[…]

Can I Sell My House For Sale By Owner?

Are you looking to sell your own house in order to keep more of the profit? While it is rather uncommon, only 8% of homes sold in 2017 were “for sale by owner,” without a realtor. For Sale By Owner (FSBO) normally isn’t easier than enlisting an agent, but enough people do it every year[…]

roth 401(k) cashback shopping portals

How To Earn Money With Cashback Shopping Portals

Who doesn’t want to save money and get cash back on internet purchases? Everybody knows about discount codes that can be entered to get free shipping or a lower subtotal amount. With cashback shopping portals, you can receive these discounts and receive an additional cash back rebate when you shop through a third-party website. How[…]

Basics of a 203(k) Home Renovation Loan

Buying a “fixer upper” house might be an economical option for first-time homebuyers and families looking to upgrade to a bigger house. Some families simply need to renovate their current house. Depending on how much renovation you are going to need, a traditional bank might not allow the approve funds necessary to close the mortgage[…]