Best Balance Transfer Credit Cards To Apply For in 2019

What is a Balance Transfer Credit Card? A balance transfer credit card is a great option for those of us looking to consolidate debt in 2019 and move closer to financial freedom. Balance transfer credit cards simply allow you to transfer your debt from a high-interest credit card to one with a lower interest rate,[…]

Are Balance Transfer Cards Better Than Rewards Credit Cards?

When people think about applying for a new credit card, they often look at the welcome offers and the types of rewards that can be earned with everyday purchases. Sometimes you might need another perk, besides rewards, to make you click the “Apply Now” button. This might apply to you if you are carrying a balance[…]

Best Balance Transfer Credit Cards

What are balance transfer credit cards and how they save you money? Simply put, a balance transfer card is a credit card that allows you to transfer an existing balance from a high-APR credit card onto itself, and in most cases offers an introductory 0% APR for a limited period of time, thus giving you[…]

How to improve your credit score through credit cards

Trying to clean up your credit score just before applying for a loan is a lot like working out to get 6-pack abs just a few days/weeks ahead of your beach vacation! Such shortsighted efforts won’t be good enough to undo months of reckless mistakes. However, people who know how to discipline themselves and who[…]

The Best Secured Credit Cards

The Best Secured Credit Cards Credit cards provide a method of funding for some of life’s unexpected or major expenses, but these revolving credit accounts are not readily available to certain individuals. If you are just starting out in your financial life and have not yet established a credit history or profile, securing a new[…]

Which Debts Should I Pay Off on my Credit Cards First?

Which Debts Should I Pay Off on my Credit Cards First? Chances are that you have credit card debt. We all do or at least have had it at some point, and the question we had or have to face is “how on earth are we going to tackle this pile of payments?!” Hopefully you[…]

How Many Credit Cards is Too Many?

  When it comes to your credit score, bigger, and more, is better. With the exception of how much debt you have (obviously you want that as small as possible if not gone completely), you always want bigger with your credit line. If you have more credit cards, then your credit limit rises, which means[…]